Green Tips for Homeowners

One of the most important problems with getting started in home-based internet marketing is that it is so undefined. Almost anyone with a website or even an email address can call themselves an “internet marketer”. That can include a wide range of things from marketing your company’s products on your own corporate website, to selling used items on EBay, to promoting ebooks on health, fitness or home renovations, to providing a service like web hosting.

Someone wanting to start an online business has to sift through all the alternatives, do his or her best to understand what they involve, then make a decision which type of business is best suited to their situation and objectives. In other words, there is no manual or college course that methodically lays out the steps involved in becoming an internet marketer.

That is why you need the kind of in-depth internet marketing training you find in Jay Kubassek’s CarbonCopyPRO. This is what Jay Kubassek calls an “educational” program aimed at giving new members all the tools they need to be successful.

Deciding to invest in real estate can be one of the biggest decisions anyone makes in their lives. However by taking a little time to look into the benefits of wholesale real estate investing by sourcing low priced foreclosed homes, you can seriously increase the amount of profit your investment stands to make.

What Is Wholesale Real Estate?

Buying wholesale real estate means purchasing an investment home at a reduced price that is substantially lower than the appraise market value. Finding homes that are for sale at bargain prices is often a lot simpler than you’d think. In most cases you’ll be searching for foreclosed homes.

Properties in foreclosure are owned by sellers who simply wish to get out of the credit nightmare they’re facing. This can often mean they just want to sell their home for enough money to cover the outstanding mortgage on the property. In many cases this can lead them to selling their property for far less than the market value.

Why Invest in Wholesale Real Estate?

There’s a lot more to investing in real estate than just buying properties cheap. You see, keeping your purchase costs low means a smaller outstanding mortgage. When your mortgage amount is low and the market value is higher than the price you paid for it, you have an instant increase in the amount of equity you own.

This also translates to lower monthly repayments which can allow your rental income to cover the entire cost of your investment. Effectively you have the chance to own an investment property that someone else is paying for each month.

Is It Hard To Find Wholesale Real Estate?

It’s possible to find homes in foreclosure all over the country. There are dedicated listings for people looking to buy foreclosed properties, but there are also other ways you can learn to source your future investments on your own.

The idea behind using wholesale real estate for your investment purposes then you need to know you can re-sell it at the higher appraised value or that it’s in a condition that you’ll be able to charge rental income for it.

Is Buying More Than One Foreclosed Home Wise?

The most important part of any investment is understanding the numbers behind the deal. Just because a bank is foreclosing on a property doesn’t automatically mean it’s cheap. It’s also just as important to check that the property you want to buy isn’t in a state of disrepair that makes it unlivable.

After all, if you want to create an investment out of the foreclosed property you’re buying then it will either need to be able to generate rent or to generate profits by re-selling it at real market value.

So if you’re serious about turning some investment choices into a real wealth creation vehicle, then enroll in a real estate investing course now and take advantage of the opportunities that are all around you right now

I didn’t understand the concept of a real estate team at first, so I had a difficult time with real estate investment sometimes. I tended to be a “lone wolf,” trying to do too much of the work by myself. I have since learned that in real estate, you need a team of people you can trust and rely on daily. Here are some possible team members, and what they need to bring to the table to be on your team.

1. A mortgage broker or banker. A broker can offer many different options, but a banker can make the loan decision promptly. They each have their advantages, and you could use both of them on your team. In either case it’s important they understand what your investment goals are (fast closings, lower interest, corporate loans?)

2. An accountant/ bookkeeper. To keep proper records for real estate investment, it is getting more complicated with all the tax-law changes that occur. Find someone that understands the law, as well as what you want to accomplish.

3. A real estate attorney. Find someone familiar with the laws and legal customs of your area, and that has experience with the type of deals that you do. (If you are buying rentals, he should be familiar with doing evictions, for example.)

A competent real estate agent. An agent with experience in the area you invest in and access to the MLS (Multiple Listing Service), can be of great help. If he is a seller’s agent, she can still ethically bring the best deals to you once she knows you’re a serious investor.

5. An appraiser. A competent appraiser can give you an accurate valuation of a property, but they can also suggest ways in which you can most efficiently raise the value of a property. Find someone that will talk to you about these issues.

6. An inspector. Some states make it easy to become an inspector with little or no experience. You may want to find one that is or used to be a contractor, so he can find the problems AND give you some idea of the cost of repairs needed. He can also give you tips on how to avoid such repairs in the future.

7. An insurance agent. Good ones will understand what you want, and find ways to save you money on your premium Insure all of your properties with one agent, and you’re likely to have discounts available, as well as better service overall.

8. An escrow officer. They’ll usually be with a closing company. Find someone that’s efficient, and can explain things clearly to both sides closing. If he is confused by a slightly creative contract, he should educate easily or be replaced.

9. A cleaning person or crew. When you have a trusted person or crew ready, it means a fast turn-around when you buy a rental or rehab project that needs some cleanup.

10. Rental property managers. Be certain that the company you hire has experience, is responsive, and will have time for you when you contact them. Good property managers can tell you what you should get for rent in a given area BEFORE you buy your property.

Start building that team. Investing in real estate is a whole lot less stressful and more profitable with a good real estate team at your side. Good luck!

You have to learn great phone skills in this business if you want to get anywhere. Im going to give you some good information, and Im going to talk about telephone magic.

There are certain things you want to do, certain things you dont want to do, when you are talking to Sellers on the phone. Put Them On Hold: The first time you are talking to a Seller, and sometimes they are very aggressive, asking too many questions, not letting you get a word in edgewise, and hes trying to take control of the call, that kind of thing, theres a little hold button on your phone, and if you dont have a phone with a hold button, maybe you can switch over to the other line or just pretend they are on hold. Go ahead and put them on hold. If you get somebody that is asking too many questions, or questions that you arent ready to answer, just put them on hold. Every time you put them on hold, they will lose their train of thought. So, if they start asking you questions that you arent ready to talk about yet, and if you are still getting your info about the property or details of the sale, just say excuse me and put them on hold. And then you come back and take off where you left off. Its a way to take control of the call politely. For all they know, you have another call coming in and you can let them know that. But it is a good technique to use if you have someone that wont let you get your point across. Or, they want to keep talking and talking and talking. If they keep talking, just put them on hold. It sounds silly, but try it. Once you get your timing down, it will help you take control of your calls. Ask Yes Questions: Heres another one: Ask Yes question before you ask a couple of tough questions. When you are on the phone, you want to get your potential seller in the habit of saying yes. One of the things they say about live sales is that when you are talking to someone, keep shaking your head yes. It gets them to subliminally keep thinking about yes. I have a Brett Favre bobblehead that reminds me of this. Haha Anyway, ask yes before tough question. At the beginning of the call, heres a scenario to use:Hi this is Nick ,can you hear me okay? Then, the seller will answer, Yes. Are you calling about the house you have for sale? And then the seller will answer, Yes. Every time you know youve got a property and you have to ask a tough questions, like asking them to drop the price a little bit lower, get them to say yes, first. You just really want to get them in the habit of saying yes. Its going to more likely make the call go in your direction. Say If A Lot : Here are some examples of how to use the word if. IF your property is one we decide to work with. IF your property is at the right price and my partner is interested in it . IF there are not too many repairs and its something we want put in our program. Especially with todays buyers market, there are so many deals out there, so many cheap houses out here, use the word If a lot. You want your seller to be afraid you are going to say No, Im not interested, and hang up the phone. You want them to really believe that they need you a lot more than you need them. And its true, were helping them out in a jam. By saying If a lot, it puts doubt in their mind that we are going to actually buy their property and help them out. Its much less likelier for them to turn on their sales talk. You are not trying to convince them to sell, they need to be convincing you to buy. Once you get that atmosphere on that phone call, you will have a lot more successful calls. Mirroring: You also want to use mirroring when you are talking to people on the phone. Mirroring. You want to reflect back to them the same personality that you sense they have. So, if you are talking to someone who is talking really fast and asking a lot of questions, you want to talk really fast and ask a lot of questions. If you talking to someone who is kind of old and they are talking very quiet and they are talking very softly and slowly, then you should talk very quietly and softly and slowly as well. If you are talking to someone who is talking kind of street and they are cussing a little bit, be careful, but you might want to cuss a little bit right along with them. People want to do business with people they feel are like them. People they have something in common with. Subliminally, if you mirror their personality and reflect it back to them, they are more likely going to want to work with you. They are going to like you and trust you more and you are going to get the deal over someone else. Last Question Dropped: Why do I say Last Question Dropped? Whenever you are negotiating price, you talk about the price and get the rest of the details. This works best over the phone, although it can work at the home too. The main goal of your phone call is to get an appointment to go see the house. After you have asked about the price, you have asked if they can do any better, you have already talked price. One of the last things to do before you hang up that call is to try to get a couple more thousand dollars off. You have already talked price, you know what their bottom line is. Okay, thank you very much, Im going to discuss with my partners or I am going to do my homework and check the market in your area and Ill get back to you soon. BTW, when I talked to my partner-can you cut off a couple thousand dollars if that the difference to us taking the deal or not? Its a last-ditch pitch, I call it. Sometimes that last 10 second sentence will make you 2, 5, or 10 extra thousand bucks, just for flapping your lips-so dont be afraid to say it. Pet the Goldfish: Heres what I mean by Pet The Goldfish. In conversation, different things come up. Maybe they will talk about their kids, or theyll say they need to make the call quick because they have to pick up their daughter from ballet. Anything you can catch about their life, their personality, or family situations. Something personal about them, by talking on the phone, you want to bring it up. Oh, your Son plays hockey, gosh my Son plays hockey too, or I used to play hockey. Dont go overboard and lie a lot. It goes back to mirroring, creating rapport over the telephone. Answer A Question With A Question: Another thing thats really good in a lot of cases is to answer a question with a question. Sometimes, they are not giving you as much info as you want. You want to use techniques to make them talk more. So, they ask you a question and you repeat the question back to them. They say, Would you be interested in a house that needs quite a bit of repairs? And you say, Your house needs quite a bit of repairs? And they keep talking. And they say, What type of timeline are we on? Is this something that could be done fast? And you say Well, would you need us to get this done fast? Or they say, Ive never heard of anybody doing a deal this way, dont take it personally, but it sounds illegal. Is this alright? And you say, Does this sound right to you? Why does it sound illegal ? Ask the question back to them that they gave to you and youll get a lot more info on what they are thinking and their train of thought. Return Calls: Another thing that is going to help you when you need to call someone back is to set a time to make that call. Make an appointment. Dont just say Im going to talk to my partner and call you back. Say, Okay, Ill talk to my partners, look at the area and see what the values are, and Ill do my homework and research your property, whatever that might be. Instead of saying Ill call you back tomorrow, say, Ill call you back tomorrow at 3:15 in the afternoon, is that good? Set that appointment. By setting an appointment, it makes you seem important, it makes your time seem valuable. Plus, if they have that appointment, if you ask them to write it down, you are more likely to get through to them. How hard do we work to get people back on the phone? We leave message after message, they call us and were not here, and we call them back. Dont be afraid to set an appointment for a phone call at a specified time and date. Its really important. Other Deals: When you are talking to people, also talk about other deals you are doing. Talk about other properties youve bought and sold in the area. And dont seem desperate. Seem like you dont care if you get the deal. Again, it goes back to them trying to convince you to buy the property, more than you convincing them to give us the deal. Be indifferent, pretend like you dont care at all. I know ome of you are so desperate, you want that deal so bad. Air is not as important to you today as getting that deal.

You cant let THEM know that. If they sense any desperation over the phone, the deals dead. So you have to act like you dont care, you have plenty of deals, there are all kinds of people calling you, youre just picking and choosing the best. This way youll get the best deal, and youll more likely get them to do something less traditional, or differently than what they had planned. I hope these are some great tips that you can use, I use them all of the time, I TEACH these to my people all of the time. Here are some tips to succeed and get the deal: Take control by asking questions. The person asking the questions is the person in control. Mirror the seller/prospect.

If they are talking slow and quietly, or fast and loud, do the same. Put the Seller on hold often if you feel they are trying to take control, or wont let you talk. Listen more than you talk! Dont be afraid of dead, silent spots. The seller may get more uncomfortable and give you more info. Repeat a Sellers statement back to him in the form of a question. Hell elaborate.

Set a specific appointment time for a return call. Dont just say Ill call tomorrow. So heres some goodies to make you a better investor. Now go make an offer!

Get ready ,this is the age of creative real estate financing. Do you remember when financing meant you saved up enough money to put 20% down on a house, and then got a mortgage loan for the other 80%? You can still do that, but there are many more options now. Here is a list of ten of them.

1. Second mortgage loans from sellers. everal banks will allow you to have as little as 5%, going into a home purchase, but will then only loan you 80%. The seller can then take payments on a second mortgage from you for the other 15% due.

2. Manufacturer loans. Manufactured-home companies are arranging financing with 5% or less down for their buyers. This can be as low as $2,500 down if you already have property to put the home on.

3. Housing programs through State governments . Many states have some sort of financing help in the form of a loan-guarantee program or outright loans for buyers with low incomes.

4. VA mortgage loans. If you have been in the armed forces, have a good job, and can save a few paychecks, you can probably get a home with a VA loan.

5. Contract for sale. Called a “land contract” and other names depending on the part of the country you are in, this just means that you make payments to the seller instead of a bank. It’s up to you and them to negotiate downpayment amount, interest rate, and the term of the loan.

6. Builders gifting programs. In some parts of the country, builders fund foundations that give you a part of the downpayment, so you can get into a home with as little as 3% downpayment from your own pocket. FHA and other lenders have approved this so far.

7. FHA mortgage loans. The Farm Home Administration doesn’t actually loan you the money, but guarantees your loan for the bank, so they can loan up to 97% of the purchase price, taking into account the particular FHA program.

8. Friend and family loans. It may not be from charity that a brother or a friend lends you the money to buy a home. That 7% return might look awfully good if their money is sitting in the bank at 2%.

9. Bank no-doc loans. “No-doc” and “low-doc” loans, meaning no or low documentation requirements, are back, and you can find them through online banks. They are for those of you with bad credit but 20% to 30% to put down on a home. You don’t even need a job.

10. Your credit cards. A risky way, but if you have a low-interest credit card, you can use it to come up with the downpayment, especially if you can pay it off quickly, perhaps with a coming tax refund. The banks generally won’t allow this, but you can combine this with seller financing.

So are there additional ways to approach real estate financing? You betcha! These are just some create ways to purchase your own home. When you start investing, you can use other techniques for REALLY creative real estate financing.

It’s no secret that there is a ton of money to be made in the real estate market. Some think it might even be the easiest way to become wealthy! Contrary to popular belief, however, you don’t have to have a lot of money to start out with. Hundreds of thousands of people across the country are making money without risking money or their credit. There are three basic methods to use.

The first of these is to take over the debt load of homeowners. This can be done without risk by developing a “subject to” deal. Many people are under a huge load of debt and will transfer their ownership to you along with the equity they have in the house, simply to be relieved of the burden of debt. These homes are beautiful and well maintained as a rule. You do not have to guarantee a note in order to do this. You can learn how to take on these deals when you pick up my free real estate investing course.

A second way to get into real estate investing with very little money risked is to wholesale houses that need “rehab.” These low end properties that are in very poor condition can be a veritable gold mine for you. You find the bargains and pass them along to the contractors and carpenters who earn money fixing up houses to sell. You never own the property, but you can make anywhere from $10,000 up on each sale. It’s possible to wholesale 3 or 4 houses every month. Just think of the income that you could make!

A third way of making money with real estate is to option high end houses. This means that you find a house that has a lot of equity already in it, such as a million dollar house with three or four hundred thousand in equity. You option this for one price and through the use of killer sales strategies, you sell it for a much higher price. The seller gets the price they want, the buyer gets the price they want, and you get the difference, which could be several hundred thousand dollars! Sound good, doesn’t it?!

Your only expenses are some marketing materials and about $100 for an option deposit. If you’re wholesaling, Ten Dollars will suffice! You don’t have to make any monthly payments or costly repairs. You don’t have to borrow any money yourself. There has never been a better time than now for making money on these high end homes.

A great way to learn the tricks of the real estate investing trade is to find a mentor that already has had experience in Real Estate Investing. Another way to learn is to visit the website that I have listed below. These helpful sites contain information about many training options as well as hundreds of articles about every facet of real estate investing. Hope to hear from you soon!

There comes a time when every landlord find themselves in a difficult position of having his rental property occupied by a tenant who is not paying rent, or is making a nuisance of himself and causing problems for other tenants, or is causing immense damage to the unit, or his / her conduct makes it impossible to continue with a landlord / tenant relationship. Though state laws governing eviction vary significantly, the following are a few tips to help landlords finding themselves in the unpleasantly messy situation of evicting a tenant.

As the owner of residential units, it will be to your benefit to engage a lawyer to advice you on eviction issues, as well as for handling legal actions. An established relationship with a lawyer is useful as he will carry out various legal tasks charging a flat fee only, whereas, hiring a lawyer on a case to case basis can result in much higher legal fees.

Evicting a Tenant for Non-payment of Rent The eviction process involves serving a formal notice, informing the tenant the rent is overdue, and letting them know that they might face possible eviction if they do not pay on time. If a landlord is not knowledgeable about the legal terms of a notice, there are pre-printed forms which fulfill all legal requirements for a proper notice. In case the rent arrearage has not been paid after the legally defined period i.e. usually, about a week, a landlord can begin eviction proceedings on the basis of non-payment of rent.

Bear in mind, if the tenant makes a partial payment during the eviction process, in most jurisdictions the acceptance of any payment of rent, even a small amount, can result in dismissal of the eviction lawsuit for non-payment.

Lease Violation When a tenant does not comply with the terms of the lease he / she signed, a landlord must provide a written warning, referring back to the lease clause being violated, and allow him / her time to fix the problem. This is so the tenant cannot later claim ignorance that he / she did not know, they were in violation of the lease, or they received no notice of the violation. The judge will be in favor of the landlord if it is has been established the tenant ignored a prior notice, as well as the deadline.

Health and Safety Issues Certain tenants may pose a health or safety problem for other tenants or for the property, in general. In many jurisdictions, it is permissible for the landlord to evict tenants whose conduct is hazardous to the health of other tenants or can damage the property. First of all, a landlord should serve the tenant with a fixed period of time notice (a week) to remedy or repair the problem, or else move out. If no corrective action is taken, a landlord can proceed with the eviction proceedings.

Even if a tenant resolves the issue, but you still want them out, serve them a notice of eviction on health or safety grounds, as well as a notice stating their tenancy is being terminated.

Bankruptcy If a tenant files for bankruptcy, an automatic stay prevents a landlord from continuing with the eviction proceedings until the bankruptcy is resolved, or the bankruptcy court permits eviction proceedings to go on by lifting the stay. This may require a motion to be brought before the bankruptcy court, asking for the stay to be lifted.

Tenant Counter-Claims When a landlord begins eviction proceedings, some tenants may bring counter-claims against the landlord, such as, inadequate maintenance of property or violation of the lease, and may ask the court to stop eviction proceedings or else for a substantial rent decrease in arrearage owed.

This is why it is good practice to keep written records of any complaints received from tenants about the rental unit or common areas, and steps taken by the landlord to resolve them, as well as warnings of misconduct of tenants. Remember that a landlord can preclude a tenant’s claim that despite repeatedly complaining about a problem with their unit, the landlord failed to respond with positive action, as long as the landlord has kept records of all interaction with the tenant and of the steps that have been taken.

Trials Before going to court, a landlord must ensure all his documentation in relation to the case is in order and that there is nothing missing. Unless a landlord is conversant with the rental laws of his state and has had enough experience in eviction cases, it is also advisable to engage a lawyer, well versed in property law of the state a landlord’s rental property resides in.

The above should provide you with enough knowledge of what is required for a successful eviction.

If you have ever browsed the Internet for any length of time, you’ve probably done a search that has brought you to a blogging site. Question: why do people set up blogs? Answer: some do it to make money. Here are some ways to do so:

Probably the most popular money-blogging method is by using Google Adsense. This is a blue link beside the blog that takes a reader to another site where a blog-reader can purchase a product. Google pays out good money to blog-owners whether someone makes a purchase or not. Granted, the amount is only a few cents per click, but it can add up quickly!

The second way to make money is by selling products as an affiliate. The benefit of this system is that you get to earn money from products that are sold without having to fulfill orders yourself or deal with returns or other customer issues. A good idea is to find a product that you feel your blog readers would be comfortable with purchasing and then create a blog to promote it.

Finally, money-bloggers can create their own products to sell. There are unlimited opportunities and the advantage is that you can be creative, stay at home and make money. Sure there may be customer-service issues, but what the heck. You get to rake in all the profits and keep them!

There are many different options, and it can be difficult to judge which type your readers will respond to most. What many successful money bloggers have done to get started is to check out reviews of various blogging products. You don’t have to reinvent the wheel, or take hours designing a wheel that may or may not be successful. After all, some of these sites will offer free mini-courses.

You may wish to check out some reviews of blogging products first, before getting started or purchasing anything.

For blogging review products visit http://www.blogging1-2-3.com

Good luck blogging!

John Cummuta offers a downloadable Transferring Debt into Wealth Book for $39.95 and if you aren’t satisfied for any reason within a year he will pay your $39.95 back plus another $39.95. John Cummuta Transferring Debt Into Wealth will however ask you to write a personal descriptive letter/email to explain why you were not satisfied with his product. Here is what one person has to say about John Cummuta’s money back guarantee;

January 18, 2008 Linda R from Virginia. “I ordered a John Cummuta Debt Into Wealth CD from the radio but I had to go out of town and got busy for the next few weeks. Needless to say the 30 days lapsed and when I called today I was told I could not cancel because I was beyond the 30 days. I told them I no longer wanted this service and I was informed that I could not return the product and that I would continue to be charged the monthly rate for 4 more months! I did not want the service, but no dice. The best they could do was to eliminate the last monthly charge-big deal. I have not even opened up any of the folders. I am tempted to call or notify Clark Howard. Has anyone else had this experience?”

Hey what happened to that 1-year money back guarantee? This kind of blows that out of the water. Lets see what else people have to say about him.

November 4, 2005 Frank A. from California. “After ordering John Cummutas program Debt Into Wealth in May, I never received the product. However his company continued to pull out 5 payments at a cost of $80 dollars per month. I call his company and they gave me a phone number to call. After calling the customer service department and speaking to the most rude survive rep. who stated to me that they were not going to give my money back and that the package was delivered to me by FedEx at a time that I am not home from work.”

John Cummuta calls this Transforming Debt into Wealth because it does just that, it transfers money from your account into John Cummuta’s account Presto, no more debt. For John Cummuta.

March 12, 2008 John P. from Providence, RI “I downloaded the Turning Debt Into Wealth program and listened to all the audio. The system makes complete sense and would probably set off a light bulb in your head. Although, I did get a call from Prosper Learning shortly after and they wanted me to purchase a mentoring program from them for $8,000 to $14,000 dollars. I could not believe it; what a scam! Legal I’m sure.

Regardless of what specific real estate investing strategy you employ in your business, real estate represents the single best method of creating long-term, sustainable wealth available today. While the stock market can be extremely explosive and subject to radical day to day shifts in value based upon economic news, oil prices, and political instability around the world, real estate is remarkably stable and has consistently trended upwards in value for the last 100 years. While it is true that real estate values have taken a severe kick in the teeth as of late, investors utilizing a buy and hold strategy are still making money while the rest of the market is struggling.

In order for this strategy to work, it’s necessary for you to purchase property as inexpensively as you can and to ensure that the cash flow generated from your property is consistently more than the expenses associated with owning it. In order to guarantee that this happens, you need to perform an accurate cash flow analysis of your property before making the purchase. The following components are critical to your success: Income – the single largest income item associated with your property will be rent. It’s imperative that you know your local real estate market and how much similar properties are renting for. If you estimate that your property will rent for $1500 per month and market conditions will only support $1200 per month, you can very quickly get yourself into trouble with negative cash flow.

Expenses – Novice real estate investors often don’t have a true grasp of expenses or how to accurately estimate them. Because of this lack of knowledge, many investors have been known to blindly accept expense figures offered by real estate agents or the property seller. This is dangerous because the seller has an incentive to minimize expenses in order to make the investment look as attractive as possible in order to get it sold; the real estate agent stands to earn a fat commission check. When you estimate the expenses for your property, use documented, provable expenses whenever possible, but also use the smell test. Don’t forget to factor in an allowance for vacancy because no property can remain rented 100% of the time without fail. You should also be sure to factor in an expense for property management, whether you intend to manage it yourself or hire a professional to do it for you.

Reserves – Regardless of how new a property is, things are bound to break or need replacing. For instance, water heaters, furnaces, and appliances will invariably break down. When this happens, they need to be replaced. By setting cash aside for these situations, you can be prepared when or if repairs become necessary. If nothing ever breaks, cash will be available for you for any other purpose. As long as your property will provide you with positive cash flow on a consistent basis, you won’t be rocked by market fluctuations, including rapid depreciation of real estate values. You’ll still have a positive cash flow to rely upon for consistent monthly earnings. In addition, as the number of properties you own increases; your monthly income will improve. If each property you own has a positive cash flow of between $200 and $500 per month, you can see how lucrative owning 15 or even 20 properties can be.

This monthly income is ongoing and life-changing. You can literally reap the rewards of real estate investing by building a generational cycle of wealth creation that will live on long after you exit stage left. Holding property as a long term rental also offers tremendous tax benefits to you through depreciation – an ingenious tax code creation of Congress that allows you to take a depreciation tax credit while the actual value goes up – while deferring capital gains taxes until you sell.

Invest early and invest often in property that will provide you with ongoing cash flow. As this cash flows into your real estate business you can use excess funds that you don’t need for your day-to-day needs to fund acquisition costs of additional properties that will allow you to better take advantage of other investing strategies that will provide you with potentially huge infusions of cash, further enhancing your bank account and allowing you to live YOUR American Dream.

Peter Vekselman has been successfully investing in real estate since 1996. He has completed over 1000 real estate deals, owned a construction company, been a private lender, and owned a property management company. Peter currently works with clients all over the US http://www.CoachingByPeter.com” www.CoachingByPeter.com .

One of the very best ways to get the attention of current and prospective clients attention and create a great impression of your company is to use a personal URL. A personalized URL (also called a PURL) is a URL which includes the name of the customer which you can send them. There are many benefits to be gained by using PURLs.

When you use PURLS in conjunction with direct marketing software, you’ll have a much more positive reception from prospects. The personal touch offered by a PURL will make a good impression of your business on the prospective client. There are a lot of opportunities open to you in personalized direct mail, but you need to stand out from your competition and leave your prospects with the perception that you are speaking to them personally.

You can use a PURL to tailor your content to individual clients if you choose to do so. This is a tool which lets you focus your marketing message and at the same time learn more about the needs of your current and prospective customers. Personalized URLs are one of the most powerful tools available to you when trying to reach customers and build a brand image for your company.

Response rates are greatly increased by using personalized URLs. Studies show that people are much more likely to click a link which has their name included and will also be more well disposed to the message you are trying to convey. You will have a chance to see what your prospective customers are interested in and use this data to market your products and services better to your target market.

When used along with a personalized direct mail campaign, PURLs are a useful way to track your contact’s response to your communications. You can appeal to the interests of your target market by using this information and personalizing content to meet their needs.

PURLs allow you to make sure that your prospective and current customers are getting the personal touch which they will respond to and builds loyalty among your customer base. People respond much better to a personalized URL – they feel special, as opposed to an impersonal landing page which makes them feel as if your business does not value them as an individual. You can use audio and other specialized content to build a stronger connection with your clientele and speak directly to them.

Remember that when you sign won with a company that can give you the right kind of PURL service that you need that you should look for one that has a flat monthly rates over per PURL pricing. With the latter, you will need to pay for every single PURL you create, whereas with a flat monthly rate, you can create as many as you need to.

Take some time and make sure that you think about what a powerful PURL program can do for you; this is a marketing campaign where you do not want to be left behind!

Are you sick and tired of working the 8-6 hours, never seeing the family and restricted holiday time? Life is meant to be fun – surely making our companies rich while we struggle financially and with family relations. Well here are 5 ways to step you out of the rat race you are in, and get you on your way to living the lifestyle you choose!

Here are 5 options for you to consider – helping you out of the rat race and making money to be a catalyst to your freedom

PROPERTY – Yes, I can hear you say – property NOW? In this economy! To be honest, yes property is a great one. Do the research, look in the papers, talk to real estate agents, and your bank. There are many ways of making money in property – a fantastic book to read is “0 to 150 properties in 3.5 years” by Steve McKnight. It shows you many different ways in an easy to read format! Follow this and you will be on your way!

STOCKS – Now don’t shake your head at me and think I am completely mad. Before you jump to any conclusions read the article “Buy American, I am” by Warren Buffet. Here is a man who has survived stock crashes previously, and is one of the wealthiest men in the world, from stocks. My suggestion is do the research, if you are passionate about stocks – you will find a way to make money, especially at this time! Speak to others who are making money in stocks at this time – and learn from them.

START YOUR OWN BUSINESS OPPORTUNITY – Everything you see around you – the objects, the businesses and the relationships – began as a thought in someone’s mind. What gem is in your head that could bring you freedom and wealth? The best thing to do is start writing down your ideas, when something sticks -research it’s possibilities, the competition and so on. Ask people for their thoughts and ideas, it will evolve as you evolve. A brilliant book that will make sure you create a business that works for you, rather than you work in the business – “The E-Myth” by Michael Gerber.

FRANCHISES – These are proven systems that make you money. The biggest thing here is you will need to outlay a reasonable amount of money. However as these are proven, it may be easier to get a business loan for a franchise than for an unproven business of your own. Again, find a franchise that aligns with an interest of yours, which has similar values to you and yep, you guessed it, research! If you are looking for less of a risk than building your own business, then this will definitely be something to consider.

BUSINESS BASED FROM HOME OFFICE – A home based business is ideal for the stay at home parent looking to watch their children grow up. With the internet so useful and phone deals quite cheap, you can be at home – yet connected to customers around the globe! Home based businesses are often cheap to start up and can have the potential to make a lot of money. It is important to do your research as there are thousands out there, and some are illegal. Find the one that interests you and most importantly, has the potential to deliver the freedom and income you are looking for.

So where to start from here? I would look within, listen for your internal voices – one of those options will feel more comfortable than the other when you imagine yourself doing it. Start with that one. If that doesn’t end up being, try the next one…and the next. It will get easier as you determine what is right for you and then you will be living the lifestyle you choose.